Are there homeowner fees/dues and what do they cover?

Homeowners pay very low yearly dues. These dues generate the funds to run the community and include items like the Safety Patrol, all office and maintenance staff, snow removal, garbage collection, road maintenance, life guards, snow making and ski instructors.  Members of our community are responsible for their independently owned lot.   In addition, Saw Creek has a substantial financial reserve fund making us one of the most financially stable communities around.